Mississippi Reverse Mortgage | MS Reverse Mortgage | FHA HECM

Your Mississippi Reverse Mortgage Information Source

Mississippi Reverse Mortgage welcomes you to our website! Our mission is to set the highest standard in the Reverse Mortgage industry. We are committed to quality customer service and putting the needs of the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings. Contact us today to find out how Reverse Mortgages work in Mississippi.

When it comes to Reverse Mortgages, Education is the key. Our pledge to you, is to complete the education process, so you are able to make an informed decision. We always encourage prospective clients to invite family members to be a part of the discussion with us during the Mississippi Reverse Mortgage education process. This education includes mandatory third party HUD counseling.

Wouldn't you prefer to have a face to face consultation when it comes to your most important asset? We can help you solve your financial problems and show you how use your home to stay at home. JTS & Company is your local source for a Reverse Mortgage in Mississippi.

A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.

Begin Process...

To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance
that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.

Begin Process...

The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.

Begin Process...