Work with Our Local Experienced Reverse Mortgage Team!



Gulf Coast Reverse Mortgage

228-206-1521

Mississippi Reverse Mortgage

662-329-9090

Jackson, Mississippi Reverse Mortgage

601-812-5750

picture
Ken Freshwater, NMLS # 266772
Ken Freshwater has become the leading local expert on Reverse Mortgages in Mississippi. Ken and the Reverse Mortgage Team at JTS & Co offer a local resource to Seniors and thier families all across Mississippi and Alabama. Ken has 20 years of experience in the mortgage industry. Over his career as a mortgage professional, Ken worked at Wachovia, First Union and Lehman Brothers. Ken has spent the last 6 years developing the JTS & Co. Reverse Mortgage Department. Through his dedication and compassion for his clients, Ken continues to assist families with the information and education that they need in order to help them understand how a Reverse Mortgage works and the benefits they may receive from a Reverse Mortgage. Ken is the father of 2 children and was born in Lexington, Mississippi.

Call Ken today and learn more about how a Reverse Mortgage may benefit you or someone you know.
 

 
Find the solution that fits your needs.

Reverse Mortgages

A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.
Borrower is required to pay any property tax due and premiums for homeowner's insurance.

 

Am I Eligible?

To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance
that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.

 

How Much Do I Get?

The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.

 
 
Forward Mortgage
 

Quick Quote

Quick Quote Image

 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
No errors
 
 
 
secure

Trusted. Experienced. Secure.